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IMAGINING THE FUTURE THROUGH FINTECH

IMAGINING THE FUTURE THROUGH FINTECHIMAGINING THE FUTURE THROUGH FINTECHIMAGINING THE FUTURE THROUGH FINTECH

Advisory and Consulting Services

IMAGINING THE FUTURE THROUGH FINTECH

IMAGINING THE FUTURE THROUGH FINTECHIMAGINING THE FUTURE THROUGH FINTECHIMAGINING THE FUTURE THROUGH FINTECH

Advisory and Consulting Services

About Us

"In Theory There Is No Difference Between Theory and Practice, While in Practice There Is"

As Payments and FinTech pioneers over the past 20 years, we’ve had the great fortune to be able to apply our passion in pursuit of new and innovative solutions to the financial issues faced by real people in the US and across the world, individuals and businesses alike.  Our strengths are in identifying market opportunities, creating market-leadership strategies and product roadmaps, building diverse A+ teams and coalitions of partners, and leading end-to-end execution and delivery to achieve revolutionary outcomes for our customers.

Comprehensive Approach

Hands-on experience and expertise in:

  • Business Payments: Commercial Cards / ACH / Real-Time Payments (RTP) / FedNow / Check21 / Account-to-Account transfers / Invoicing / Vendor Payments / Expenses
  • Consumer Payments: P2P / Zelle / Debit Cards / Credit Cards / BNPL /  Cash
  • Merchant Acceptance / Acquiring
  • BillPay
  • Integrations Payments / Payments Hubs / PayFac
  • Embedded Payments
  • Cross-Border Payments / Remittances / FX
  • Mobile Banking / NeoBanks
  • Alternative Payments / Cryptocurrencies

Innovative Solutions

The FinTech sector has undergone a massive transformation in the last decade. The idea of physically visiting banks for our financial needs is now becoming an increasingly antiquated concept.


Seamless access and universal convenience are the primary factors that make digital platforms our go-to option for all financial tasks.  Security and compliance frameworks are racing to keep up while companies across the world are competitively striving towards providing customers with the most  secure, easy and rewarding services.


 The banking and financial services industry, as well as businesses and  consumers alike, have awoken to the fact that the old ways and the old  technologies no longer work for the modern world.  Now is the time for all of us to invent the future of banking and financial services. 

Our Team

Ken Kruszka - Managing Director

 Ken is a FinTech and Payments pioneer, who holds the distinction of  being the first person to send $1 around the world by mobile transfer.  In his career, Ken has launched:  the first mobile remittances service in  the US, the first global mobile bank account, the first neobank for immigrants in the US, and the first decoupled business payments smart  switch.


 Ken currently Heads Merchant Product and Network at Trustly. Before Trustly, Ken was Head of Product for AWS Payments. Previously, Ken led SnapCheck in revolutionizing  business-to-business payments: eliminating $50 Billion in costs, removing $20 Billion in fraud.  Ken led SnapCheck from cradle to exit, culminating in an acquisition by Payroc.   Previously, as co-founder and CEO of  m-Via, Ken grew the company into an industry-recognized leader in mobile  financial services before leading m-Via through an acquisition by Boom Financial.


Ken is a  Founding Member of the Faster Payments Council, as well as a member of  the Federal Reserve’s Business Payments Coalition and the FedNow  Community.  Ken has been named a Top Innovator to Watch by Bank  Innovation, a Top FinTech Innovator by Aspioneer, a Top 25 FinTech CEO by Technology Innovators, and a Leading Corporate Digital Transformation  Innovator by Databird.


As a recognized authority in payments and FinTech, Ken has been an invited speaker at numerous leading industry events including:

  • Money2020
  • Singapore Fintech Festival
  • Seamless Payments Middle East
  • Association for Financial Professionals
  • Bank Innovation
  • Payments Innovation Summit
  • Pay Symposium
  • BayPay Forum
  • Blockchain Economic Forum
  • Future of Money & Technology
  • TEDxNewWallStreet
    among others

 


In addition to being an accomplished executive, leader, and entrepreneur,  Ken also advises early-stage companies looking to establish product-market fit and accelerate growth on a global scale, including mentoring for UnBank Ventures, INV Fintech, The Founder Institute,  Village Capital, and CornellTech.  

The Golden Age of Fintech Is Upon Us

Let's Build the Future Together

Contact Us

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